Artha365
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    Desktop-native offline payroll, PF, ESI & TDS processing.
    GSTFlow Recommended
    Frictionless GST billing, reconciliations and direct filing.
    ReconcileDesk Coming Soon
    Bank statement & eCommerce ledger matchmaker.
  • GST Filing
    End-to-end filing by experienced CAs.
    Payroll & HR
    Setup & policy advisory.
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    Monthly PF/ESI/TDS outsourcing.
    Tax Planning
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    eCommerce Recon
    Amazon, Flipkart ledger settlement reports.
    Virtual CFO
    Strategic advisory and cashflow forecasting.
  • All Calculators Hub
    Explore our complete suite of 16+ calculators.
    GST Calculator
    Calculate CGST, SGST, IGST instantaneously.
    Income Tax Calculator Updated
    Compare Old vs New tax regimes for FY 2026-27.
    EMI Calculator
    Loan amortization schedules and interest breaks.
    TDS Calculator
    Verify TDS rates and deduction thresholds.
    PPF Calculator
    Calculate PPF maturity values & tax exemptions.
    HRA Calculator
    Determine your HRA tax exemption amount.
    SIP Calculator
    Project mutual fund returns and wealth growth.
  • All Free Tools Hub
    Explore our complete suite of free utilities.
    JSON to Excel Hot
    Convert GSTR JSON files to Excel instantly.
    Invoice Generator
    Create professional PDF invoices & rent receipts.
    Number to Words
    Convert INR amounts to text for cheques.
    Payslip Generator
    Create professional PDF salary slips.
    Offer Letter Generator
    Create ready-to-print offer letters.
    CTC Calculator
    Calculate your exact take-home salary.
    Gratuity Calculator
    Calculate your gratuity payout.
    Depreciation Calc
    IT Act vs Companies Act WDV.
    Margin & Selling Price
    Calculate markup & MRP with GST.
    Rent Receipt
    Generate HRA rent receipts.
    E-Way Bill to Excel
    Convert E-Way JSONs instantly.
  • Knowledge Base
    Articles, compliance guides, and tutorials.
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    Compare desktop software plans & managed services.
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    Latest insights on cloud accounting, AI, and GST.
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    Get in touch for enterprise support and sales.
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Legal & Privacy Center

Last Updated: June 28, 2026

  • Terms of Service
  • Privacy Policy
  • Cookie Policy
  • Refund Policy
  • End User License Agreement (EULA)

Terms of Service

Welcome to Artha365. By accessing or using our desktop applications, tools, and website, you agree to be bound by these Terms of Service.

1. License to Use

We grant you a non-exclusive, non-transferable, revocable license to use the Artha365 software for your internal business purposes in accordance with these terms. You may not distribute, lease, or sub-license our software.

2. Local-First Data Processing

Artha365 is designed as a local-first application. Your financial data, invoices, and compliance records are stored on your local device. We are not responsible for data loss due to hardware failure on your end unless you have explicitly opted into our cloud backup services.

Privacy Policy

Your privacy is critically important to us. We have designed Artha365 from the ground up to respect your data sovereignty.

1. What We Collect

We collect basic account information (name, email) when you register. The desktop application may collect anonymous telemetry (crash reports, usage statistics) to help us improve the product. We do not collect or view your financial transaction data.

2. Third-Party Services

When you use cloud-connected features (e.g., E-Way Bill generation via government APIs), data is transmitted securely to the relevant third-party endpoints. Please review their privacy policies for more information.

Cookie Policy

Our website uses cookies to improve your browsing experience, manage authentication sessions, and provide anonymized analytics. You can control cookie preferences through your browser settings.

Refund Policy

For our premium desktop and cloud plans, we offer a 14-day money-back guarantee. If you are not satisfied with the software within the first 14 days of purchase, please contact our support team for a full refund.

End User License Agreement (EULA)

This End-User License Agreement ("EULA") is a legal agreement between you and Artha365 for the desktop software product.

1. Grant of License

Artha365 grants you a revocable, non-exclusive, non-transferable, limited license to download, install and use the Application strictly in accordance with the terms of this Agreement.

2. Restrictions

You agree not to, and you will not permit others to license, sell, rent, lease, assign, distribute, transmit, host, outsource, disclose or otherwise commercially exploit the Application or make the Application available to any third party.

Questions about these terms?

If you have any questions, concerns, or requests regarding our legal policies, please reach out to our compliance team.

Contact Legal Team

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